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Sunday, October 08, 2006

Are you the Family Money Expert?

Most of my friends and family consider me the money expert eventhough some of them make more money than I do. My friends often call me or ask me what I think before they invest or apply for loans. I manage my mother's and sister's 401K. Some people at work have also asked me to take a look at their 401K plan and make some suggestions. The thing that makes me a little angry is that their plans seem to be doing as well as mine in the period of 3 years but with a lot less risk. I am a lot more conservative with other's people's money. I currently have about 10 holdings in my 401K account which I think its diluting my returns. I plan to drop my holdings to 7-8 before the end of the year.


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