Can you save 32.2 % of your pay for Retirement?
In order to max out my 401K and Roth IRA (15K+4K), I need to save about 32.2% of my pay. My employer only matches if we had a profitable quarter, thus I cannot count on that contribution to lessen my burden. I have never been able to max my 401K, but I am confident that as I grow my financial foundation and salary, it will become easier to max out both of my accounts. What is your percentage?