Keep Your Cash

Sunday, December 25, 2005

Internet Cashback Clubs

These websites require the user to create a free account with them. They offer the user links, discount codes and deals. They pay the user rebates or cash back after they accumulate $10 for Fatwallet and $25 for Mr. Rebates in their accounts. These clubs are paid a commision by the linking site for refering customers. The clubs pay the user back a portion of the commision. The commissions ranges from 2-15%. The cool thing is that they offer hot deals info plus they give you coupon codes for additional discounts. If you use your rebate credit cards such as Citi or Discover to pay for your purchases you get an addition 1% off.

Tuesday, December 20, 2005

Citi Dividend Rewards Card 5% Rebate

I have the Citi Dividend Platinum Select MasterCard which gives me a 5% cash back for supermarkets, drugstores, and gas stations. You get 1% back on everything else. The max you can get is $300 bucks a year. I've had it for about 5 years now. You get unlimited cash back if you sign up with their Rewards Mercahant Program and shop with them. They average about 5% cash back. Make sure you pay your card in full every month so they dont charge you the high rates.

It has no annual fee, and it pays you back in straight cash in the form of a check. You can get a check after you earn $50 in cash back. I just got my check for $63. The check can be requested via their website and it only takes about 5-7 buisness day for you to receive it in the mail. I've also very satisfied with Citibank's online website and customer service.

I use my card mainly for Gas,Supermarkets, drugstores and for their Gift Cards that you can buy from the Merchants program. The sign up is free.

Tip: Many supermarkets sell gift cards to other bigname retailers. Buy a gift card at a grocery store with this card and you get 5% cash back. you can also look at for more Master card codes and discounts when you use a Mastercard.

Warning: The card also offers a 0% balance transfer for 12 months. Do not use this card for purchases if you plan on getting a balance transfer. They will count your payments towards the 0% and charge you the high interest reate on your purchases.

Monday, December 19, 2005

Quick To Click Savings Codes and Coupons

This site is full of up to date coupons and codes. Why pay more when you can save tons of cash. Saving does not give you a license to spend more, instead save your earning in a high yield savings account such as HSBC or Emigrant Direct. When I was younger I was ashamed of what others thought when I used cupons, now I am proud to be saving. Remember its only fools who insist on paying retail prices, its like insisting on paying fifty cents for a quarter.

Sunday, December 18, 2005

Save on Books

If you like to read this is the site for you. This site has thousands of e-books whose copyright license has expired. It has books in all languages and categories. It includes most of the required readings for college and highschool students. You can print or download the books. Have fun reading.

Saturday, December 17, 2005


PayPal Money Market is at 4.25%. This is a great place to keep your spare cash to pay for your Ebay Auctions and other online shopping sites.

Friday, December 16, 2005

A little Bit about Myself


I am 28 years old an live in Dallas,TX. I decided to create my own blog because I am very interested in finance eventough I am a Mechanical Engineer by trade. I have been thinking about going back to school for an MBA in Finance. I graduated from Texas A&M but I want my MBA from the University of Texas.

I have never had a website so my blog might be a little crude while I learn. I enjoy reading literature and financial books. I also enjoy foreign movies. I hope my posts are useful to the readers.